6 Ways to the Inside Scoop on Neighborhoods from Afar

6 ways inside scoop neighborhoods afar

“So what’s the neighborhood really like?” is the invariable secret sauce sought by home shoppers in areas they’re unfamiliar with. And though your local real estate agent is your best resource, it pays to do some research to narrow your search for a home purchase.

If you’re relocating from outside of Austin, or anywhere else, and not able to skulk around the streets in person for intel—subject to dubious looks or worse—there are some far easier ways to get a feel for what living in a neighborhood is really like. Best of all, you can even do them remotely. For starters, you can get local information on various neighborhoods on realtor.com’s site. Then for more juicy details, dip into the resources below.
Continue reading…

What Do You Actually Need to Qualify for a Home Loan?

qualify for a home loan

At first glance, mortgages may look like an endless, rolling sea of numbers. And truth be told, understanding how to qualify for a home loan is enough to make most home buyers feel like they’re melting in a Dali painting.

But that doesn’t mean the math has to be surreal—all you need is our handy primer to help you decipher the main figures that you really should understand. A basic understanding of how a home loan works can save you major money and ultimately afford you more house.

mortgage meltdown

So be sure to find a lender and Realtor® who are happy to answer all your questions. We’re here to help you avoid a meltdown. Let’s paint the big picture on the core mortgage qualification elements: Credit score, debt-to-income ratio, and down payment.

Continue reading…